Overland Park, Kansas, is consistently ranked as one of the best places to live in the Midwest. With a strong economy, excellent schools, and a high quality of life, many people consider relocating to this vibrant city. However, before making a move, it’s important to understand the cost of living in Overland Park, KS and how it compares to the national average.

This guide breaks down key aspects of the cost of living, including housing, transportation, groceries, healthcare, and more, to help you make an informed decision.

Housing Costs in Overland Park

Housing is often the biggest expense for residents, and Overland Park is no exception. While it’s more affordable than many large metro areas, home prices and rent have steadily increased over the years.

• Home Prices: The median home price in Overland Park is around $450,000, which is higher than the Kansas average but lower than in many big cities like Chicago or Denver.
• Rental Costs: A one-bedroom apartment in Overland Park typically costs between $1,200 and $1,500 per month, while a two-bedroom unit may range from $1,500 to $1,900. Larger homes and luxury apartments come with a higher price tag.

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Utilities and Energy Costs

Kansas experiences a full range of seasons, from hot summers to cold winters, which impacts utility bills. In Overland Park, the average cost of utilities (electricity, water, heating, and garbage) for a typical apartment is around $150 to $200 per month.

• Electricity Bills: Summer cooling costs can be high, with bills exceeding $200 per month during peak months.
• Internet and Cable: Standard internet packages range from $50 to $100 per month, depending on speed and provider.

Compared to other cities, Overland Park’s utility costs are reasonable, though seasonal fluctuations should be expected.

Transportation Expenses

Overland Park is a car-dependent city, meaning most residents rely on personal vehicles to get around. Public transportation options are limited, so gas, insurance, and maintenance are key budget factors.

• Gas Prices: Gasoline prices in Overland Park are generally in line with the national average, fluctuating between $3.00 and $3.50 per gallon.
• Car Insurance: The average car insurance premium in Overland Park is about $1,200 per year, though costs vary depending on driving history and coverage.

If you prefer public transit, the RideKC bus system is available, but it primarily serves commuters rather than being a citywide transportation option.

Grocery and Food Costs

Grocery prices in Overland Park are relatively close to the national average. Shopping at major supermarkets like Hy-Vee, Trader Joe’s, and Whole Foods may impact your grocery bill, but overall, food expenses are manageable.

• Milk (1 gallon): $3.50
• Eggs (dozen): $3.00
• Bread (loaf): $2.50
• Chicken (1 lb): $4.00
• Apples (per lb): $2.00

For those who enjoy dining out, Overland Park offers a range of affordable to upscale restaurants. A casual meal for one may cost around $15, while a dinner for two at a mid-range restaurant could be $50–$75.

Healthcare Costs in Overland Park

Healthcare is another critical factor when assessing the cost of living in Overland Park, KS. Fortunately, the city is home to top-rated hospitals, including Overland Park Regional Medical Center and Saint Luke’s South Hospital.

• Doctor’s Visit: $120–$150 without insurance
• Dental Check-up: $100–$150
• Prescription Medications: Varies based on coverage and type of medication

Health insurance costs also vary widely, with employer-sponsored plans being the most affordable option. Private health insurance premiums range from $300 to $600 per month for individuals, depending on the level of coverage.

Education and Childcare Costs

For families with children, Overland Park offers highly rated public and private schools. The Blue Valley and Shawnee Mission school districts are among the best in Kansas, making the city an attractive option for families.

• Public Schooling: Free but may include additional fees for extracurricular activities.
• Private Schools: Tuition ranges from $6,000 to $20,000 per year, depending on the institution.
• Daycare Costs: Full-time childcare in Overland Park averages between $800 and $1,500 per month.

Overall, the education system is strong, but families should plan for potential expenses related to private schooling or daycare services.

Entertainment and Leisure Expenses

Overland Park offers a mix of free and paid entertainment options. Whether you enjoy outdoor activities, museums, or dining, there’s something for everyone.

• Movie Ticket: $12–$15 per person
• Gym Membership: $40–$80 per month
• Sporting Events: Tickets to Kansas City Chiefs or Royals games can range from $50 to $200 per seat
• Outdoor Activities: Parks and trails like the Overland Park Arboretum & Botanical Gardens offer free or low-cost admission

With plenty of entertainment choices, residents can easily find budget-friendly activities.

Taxes in Overland Park

Kansas has a state income tax rate that ranges from 3.1% to 5.7%, depending on income level. Additionally, Overland Park residents pay a sales tax rate of around 9.5%, which is higher than the national average.

• Property Taxes: The property tax rate in Johnson County is about 1.37%, making it relatively moderate compared to other states.
• Sales Tax: Combined state and local sales tax in Overland Park is 9.5%, which applies to most goods and services.

While sales tax is on the higher side, property taxes remain reasonable, especially compared to states like California or Illinois.

Is Overland Park Affordable?

The cost of living in Overland Park, KS is slightly above the national average but offers exceptional value for money. With great schools, a strong job market, and a safe community, it’s a desirable place to live.

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hether you’re moving to a new home, apartment, or office, their team of experienced professionals ensures a smooth and stress-free transition. We offer a range of services, including packing, loading, unloading, and even storage solutions for those in need of extra space.